Domestic market

Domestic operations since 1983
  • Leading acquirer and issuer in highly-developed domestic market
    • Innovative and technically minded market
    • Very efficient card payment infrastructure
    • Among highest penetration levels in the world

International market

Nordic market since 2008
  • One of the first cross international acquirers to break up the acquiring monopoly on the Danish market.
  • Focus on Card Present in the beginning, but now also e-commerce
  • Working mainly through strategic partnerships
  • Expansion to other Nordic countries in process
  • Visa and MasterCard
International acquiring since 2003
  • One of the first to get European cross border license
  • Focus on e-commerce
  • Close to 30 partners in Europe
  • Merchants in both ‘card present’ and ‘card not present’
  • Member of Visa and MasterCard
  • U.K. office open in 2012
International issuing since 2011
  • Currently second-largest prepaid issuer at Visa EU
  • Focus on prepaid cards – B2B and B2C
  • Offering license and processing service to programme managers
  • UK market entry March 2011