International payment solutions company

Valitor helps partners, merchants and consumers to make and receive payments. Leveraging thirty four years’ experience, it provides issuing, acquiring and gateway services to partners and merchants across Europe.
Valitor improves cash flows through next day settlements, increases financial control through real time reporting and analytics, as well as reduces risk of fraud.  Valitor is head-quartered in Iceland with a strong presence in London, UK and Copenhagen, Denmark. 

Valitor Group is organised into three business units described below. The business units receive operational

support from Finance, Marketing, Operations and Product Development as well as the Office of the CEO.


Valitor Direct Channel

Valitor Direct Channel is responsible for coordinating the activities of our subsidiaries, AltaPay, IPS and Chip & PIN Solutions. These four companies share a common goal of offering direct business relationships with merchants throughout Europe.

Valitor Global Partnerships

Sales and marketing activities are provided by Global Partnerships from offices in London. There, the firm serves Valitor’s European issuing and acquiring partners. Valitor Global Partnerships operates independently and is a licensed Electronic Money Institution by the UK Financial Conduct Authority.

Valitor Iceland

Valitor Iceland's operations consist of Iceland Acquiring and Iceland Issuing services. Iceland Acquiring is responsible for sales and business relations with new and current customers who seek practical solutions with acceptance of payment card transactions in the Iceland market. Iceland Issuing handles processing and payment card issuing for domestic banks and savings institutions.



Valitor employees strive to exhibit our values as we interact among ourselves and with our customers.

If our values resonate with you – you will feel comfortable working with our team


We’re ambitious about our work, are positive and support our co-workers while at the same time recognising that we can all make mistakes.


We respect our colleagues, set a good example and celebrate each other's achievements.


We are proactive, give constructive feedback and reward innovation and results.





Valitor Holding hf.  owns 99% of the company and Visa Iceland ehf. 1% 

Valitor Holding hf. is fully owned by Arion Bank and related companies

We are a group Member of 

Visa International and a Principal Member of Mastercard

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